INSURANCE

Group Life, Dental, Short and Long Term Disability Insurance and EAP (Employee Assistance Program.)

GROUP LIFE INSURANCE

ORGANIZATIONS WITH MORE THAN 15 PART OR FULL-TIME EMPLOYEES

• Guaranteed Issue (no medical underwriting) up to $100,000 for employee, $25,000 for spouse, and $10,000 for Children
• Employer paid

ORGANIZATIONS BETWEEN 2 TO 100 FULL-TIME EMPLOYEES

• 2 – 4 full-time employees: $50,000 Guaranteed Issue
• 5 – 9 full-time employees: $75,000 Guaranteed Issue
• 10 – 49 full-time employees: $100,000 Guaranteed Issue
• 50+ full-time employees: $150,000 Guaranteed Issue
• Employee paid voluntary participation up to $100,000 with simplified underwriting
• Spouse and Children coverage available $10,000 for child
• Longer rate guarantees

GROUP SHORT AND LONG TERM DISABILITY INSURANCE thru AUL/OneAmerica

• Opportunity for a Chamber organization to offer group short and long term disability coverage usually available only to larger companies
• Employer or employee paid
• Group rates (significantly less than individual disability income rates)
• Minimum participation – the greater of two lives between short and long term disability or 25% participation

GROUP DENTAL INSURANCE thru Delta Dental

• Variety of benefit options
• Large group premium discounting for small employers
• Significant network of dentists

EMPLOYEE ASSISTANCE PROGRAM (EAP)

• Three free behavioral health visits with one paid employer life or disability coverage thru AUL/OneAmerica
• Free will preparation
• International travel assistance

The Greater Bloomington Chamber of Commerce is not an affiliate of OneAmerica Securities and is not a OneAmerica Company.